Springfield City Guide

TERACAI Deploys Liquidware Labs™ Solutions to Dramatically Improve Virtual Desktop Performance and Reduce End-User Support Incidents

CHICAGO–(BUSINESS WIRE)–TERACAI Deploys Liquidware Labs™ Solutions to Dramatically Improve Virtual Desktop Performance and Reduce End-User Support Incidents

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TERACAI Deploys Liquidware Labs™ Solutions to Dramatically Improve Virtual Desktop Performance and Reduce End-User Support Incidents

Fitch Withdraws Credit Enhanced Rating on Illinois Finance Auth (Clare Oaks Project) 2006C&D Bonds

NEW YORK–(BUSINESS WIRE)–Fitch Ratings withdraws the ‘AA-/F1+’ rating assigned to the Illinois Finance Authority’s variable rate demand revenue bonds (Clare Oaks Project), series 2006C and 2006D, which was based on the support of a direct-pay letter of credit provided by Banco Santander, S.A. that was terminated on Dec. 31, 2011. Additional information is available at ‘www.fitchratings.com’. The ratings above were solicited by, or on behalf of, the issuer, and therefore, Fitch has been compens

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Fitch Withdraws Credit Enhanced Rating on Illinois Finance Auth (Clare Oaks Project) 2006C&D Bonds

Fitch Affirms Morgan Stanley’s LT IDR at ‘A’; Lowers Viability Rating; Pfds on Negative Watch

CHICAGO–(BUSINESS WIRE)–Fitch Ratings has affirmed Morgan Stanley’s (MS) long-term and short-term Issuer Default Ratings (IDR) at ‘A’ and ‘F1′ respectively. Its Viability Rating (VR) was downgraded to ‘a-’ from ‘a’. In addition, Fitch has removed the IDRs from Rating Watch Negative and assigned them a Stable Outlook. The agency also upgraded the firm’s Support rating to ’1′ and its Support Rating Floor to ‘A’. A complete list of ratings follows at the end of this release. These actions are the

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Fitch Affirms Morgan Stanley’s LT IDR at ‘A’; Lowers Viability Rating; Pfds on Negative Watch

Fitch Takes Action on The Northern Trust Company’s Support Ratings; IDR Unaffected

CHICAGO–(BUSINESS WIRE)–In accordance with the Fitch Ratings report titled ‘U.S. Banks – Sovereign Support: When Does it End’ dated Dec. 15, 2011, Fitch has lowered the Support and Support Rating Floor for The Northern Trust Company to ’5′ and ‘NF’ from ’3′ and ‘BB+’, respectively, and removed the Rating Watch Negative. There are no implications for The Northern Trust Company’s long- or short-term Issuer Default Rating or issue-level ratings as a result of today’s action. Fitch has downgraded

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Fitch Takes Action on The Northern Trust Company’s Support Ratings; IDR Unaffected

Fitch Takes Action on SunTrust Bank’s Support Ratings; IDR Unaffected

CHICAGO–(BUSINESS WIRE)–In accordance with the Fitch Report titled ‘U.S. Banks – Sovereign Support: When Does it End’ dated Dec. 15, 2011, Fitch has lowered the Support and Support Rating Floor for SunTrust Bank to ’5′ and ‘NF’ from ’3′ and ‘BB-’, respectively, and removed the Rating Watch Negative. There are no implications for SunTrust Bank’s long- or short-term Issuer Default Rating or issue-level ratings as a result of today’s action. Fitch has downgraded the following ratings, and removed

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Fitch Takes Action on SunTrust Bank’s Support Ratings; IDR Unaffected

Fitch Takes Action on PNC Bank’s Support Ratings; IDR Unaffected

CHICAGO–(BUSINESS WIRE)–In accordance with the Fitch Report titled ‘U.S. Banks – Sovereign Support: When Does it End’ dated Dec. 15, 2011, Fitch has lowered the Support and Support Rating Floor for PNC Bank, N.A. to ’5′ and ‘NF’ from ’3′ and ‘BB-’, respectively, and removed the Rating Watch Negative. There are no implications for PNC Bank’s long- or short-term Issuer Default Rating or issue-level ratings as a result of today’s action. Fitch has downgraded the following ratings, and removed the

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Fitch Takes Action on PNC Bank’s Support Ratings; IDR Unaffected

Fitch Takes Action on Regions Bank’s Support Ratings; IDR Unaffected

CHICAGO–(BUSINESS WIRE)–In accordance with the Fitch Report titled ‘U.S. Banks – Sovereign Support: When Does it End’ dated Dec. 15, 2011, Fitch has lowered the Support and Support Rating Floor for Regions Bank to ’5′ and ‘NF’ from ’4′ and ‘B’, respectively, and removed the Rating Watch Negative. There are no implications for Regions Bank’s long- or short-term Issuer Default Rating or issue-level ratings as a result of today’s action. Fitch has downgraded the following ratings, and removed the

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Fitch Takes Action on Regions Bank’s Support Ratings; IDR Unaffected

Fitch Takes Action on US Bank, NA & US Bank National Association ND’s Support Rtgs; IDR Unaffected

CHICAGO–(BUSINESS WIRE)–In accordance with the Fitch Ratings report titled ‘U.S. Banks – Sovereign Support: When Does it End’ dated Dec. 15, 2011, Fitch has downgraded the Support and Support Floor Ratings for U.S. Bank, NA and U.S. Bank National Association ND. There are no implications for U.S. Bancorp’s long- or short-term Issuer Default Rating or issue-level ratings as a result of today’s action. Fitch has downgraded and removed the following ratings from Rating Watch Negative: U.S. Bank,

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Fitch Takes Action on US Bank, NA & US Bank National Association ND’s Support Rtgs; IDR Unaffected

Fitch Takes Action on Bank of Guam’s Support Ratings; IDR Unaffected

CHICAGO–(BUSINESS WIRE)–In accordance with the Fitch Report titled ‘U.S. Banks – Sovereign Support: When Does it End’ dated Dec. 15, 2011, Fitch has lowered the Support and Support Rating Floor for Bank of Guam to ’5′ and ‘NF’ from ’4′ and ‘B’, respectively, and removed the Rating Watch Negative. There are no implications for the long- or short-term Issuer Default Rating or issue-level ratings as a result of today’s action. Fitch has downgraded the following ratings and removed the Rating Watc

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Fitch Takes Action on Bank of Guam’s Support Ratings; IDR Unaffected

Fitch Takes Action on Wells Fargo Support Ratings; IDRs Unaffected

CHICAGO–(BUSINESS WIRE)–In accordance with the Fitch Report titled ‘U.S. Banks – Sovereign Support: When Does it End’ dated Dec. 15, 2011, Fitch has upgraded the Support and Support Rating Floor for Wells Fargo & Company to ’1′ and ‘A’ from ’5′ and ‘NF’, respectively, reflecting the company’s status as a globally systemically important financial institution (G-SIFI). See the full list of ratings at the end of this release. There are no implications for Wells Fargo’s long- or short-term Iss

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Fitch Takes Action on Wells Fargo Support Ratings; IDRs Unaffected

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